11EARTHTRAVELPROTECTION

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BENEFITS

TX-Travel Select

TG-Gold Protect Assist

ST-Elite Vacation

TG-Silver Protect Assist

TG-Basic Essential

Trip Cancellation

Up to 100% of Trip Cost. ($25,000 limit per person)

Up to 100% of Trip Cost.

Up to 100% of Trip Cost. ($20,000 limit per person)

Up to 100% of Trip Cost.

Up to 100% of Trip Cost.

Trip Interruption

Up to 150% of Trip Cost.

Up to 150% of Trip Cost.

Up to 150% of Trip Cost.

Up to 100% of Trip Cost.

Up to 100% of Trip Cost.

Pre-Existing Medical Conditions covered if Policy purchased within:

21 Days of initial trip deposit

14 Days of initial trip deposit

14 Days of initial trip deposit

14 Days of initial trip deposit

NOT INCLUDED

Financial Default covered if Policy purchased within:

21 Days of initial trip deposit

14 Days of initial trip deposit

14 Days of initial trip deposit

14 Days of initial trip deposit

NOT INCLUDED

Cancellation/Interruption due to Inclement Weather

After 24 hours of delay

Included

Not Included

After 24 hours of delay

After 24 hours of delay

Cancel for Work Reasons

Optional

Included
Not available in NY

Not Included

Not Included

Not Included

Travel Delay

$750 (after 5hrs)

$750 (after 5hrs)

$1,000 (after 24hrs)

$500 (after 12hrs)

$500 (after 12hrs)

Lost/Stolen Baggage

$1,000

$1,000

$2,000

$750

$500

Baggage Delay

$250 (after 12hrs)

$300 (after 12hrs)

$500 (after 24hrs)

$200 (after 24hrs)

$100 (after 24hrs)

Emergency Medical & Dental Expenses

$50,000 primary

$25,000 primary

$50,000 secondary

$15,000 secondary

$10,000 secondary

Emergency Medical Evacuation & Repatriation

$500,000

$500,000

$1,000,000

$150,000

$100,000

Hospital of Choice

Not Included

Optional

Not Included

Not Included

Not Included

Emergency Reunion or Return of Mortal Remains

Included in Emergency Evacuation

Included in Emergency Evacuation

$3000

Included in Emergency Evacuation

Included in Emergency Evacuation

AD&D

$25,000

$10,000

Not Included

Not Included

Not Included

Common Carrier AD&D

Optional

Optional or $50,000 included if policy purchased w/in 14 days of initial deposit

$100,000

Optional or $25,000 included if policy purchased w/in 14 days of initial deposit

Optional

Availability

U.S. Residents

U.S. and Canada

U.S. and non-U.S.

U.S. and Canada

U.S. and Canada

Maximum Trip Length

30 Days. Up to 180 days at additional cost

30 Days. Up to 365 days at additional cost

30 Days

30 Days. Up to 365 days at additional cost

30 Days. Up to 365 days at additional cost

*Optional Cancel for any Reason

Not Included

Covers up to 50% of Trip Cost at 40% additional insurance cost. Not available in NY.

Not Included

Not Included

Not Included

Other

Children 21 and under covered at no additional cost if traveling with a covered adult. 1 child per paid adult.

Children 17 and under covered at no additional cost if traveling with a covered adult.

 

Children 17 and under covered at no additional cost if traveling with a covered adult. 1 child per paid adult.

 

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